Numerous lending institutions offer personal loans, but like every borrower, you want the best one with many advantages. An easy personal loan is convenient and easy to avail in terms of method of application as well as eligibility requirements. Salaried applicants can download the Fullerton India InstaLoan app and apply for a personal loan.
How to Know Which Personal Loan is the Best?
A personal loan at a low-interest rate attracts borrowers. Although there are no defined criteria for a best personal loan, borrowers look for low processing fees, a longer and more flexible loan tenure, low pre-closure charges, and part payments. Fullerton India InstaLoan App provides eligible borrowers the required loan amount with several attractive features that make it the best for borrowers.
Why choose Fullerton India Personal Loan?
Fast processing via the InstaLoan App: When you apply for a loan, you need not wait for days to get the required funds. The personal loan approval procedure through mobile applications is much faster. Using Fullerton India’s personal loan mobile app, eligible salaried applicants can conveniently apply for a loan and get an instant in-principle approval. After successful verification checks and documentation, final loan approval is give, and shortly after, the approved funds are transferred to your bank account.
Minimal Documentation for Fullerton India Personal Loans: Fullerton India’s minimal documentation requirements is yet another attractive feature of their online personal loans. The applicant needs to submit the following basic documents for an easy personal loan online:
- PAN and Identity Proof
- Residence Proof and office address proof
- Bank statements for the previous 6 months
- Salary slips for the previous 3 months
Complete the loan process with an eKYC feature to save your time and efforts. Also, linking your PAN, Aadhaar and bank accounts together as well as with your mobile number could speed up the process further.
A High Personal Loan Amount: Depending on your eligibility and requirement, the lending institution can provide a personal loan of anywhere between Rs. 50,000 to Rs. 25,00,000. This amount can be used for providing higher education to your children, managing a medical emergency, meeting wedding expenses, or repairing or renovating your home. You can use the amount as per your needs. There is no end-use restriction for personal loans.
Attractive Interest Rates: Fullerton India allows you to realise your dreams and meet your diverse needs at an affordable interest rate. An individual with a high credit score and sufficient disposable income may be able to get a personal loan at the best terms. Fullerton India’s personal loan interest rates start from 11.99% per annum only.
Apply for a personal loan 24/7 to face an emergency: If you are going through a financial crunch and need funds urgently, you can download the Fullerton India InstaLoan app to apply for an instant loan.
Online Personal Loan Eligibility Calculator: The lending institution offers an online personal loan eligibility calculator. You can check your maximum loan eligibility and calculate the loan EMIs as per applicable interest rates based on your eligibility. It helps you to plan your loan before applying so that repayment can be done without straining one’s finances.
Flexible Loan Tenure: Fullerton India personal loans come with flexible tenures to repay the loan amount. You have options to choose from 12-60 months. You calculate the EMIs in different periods and select the one that best suits you.
Quick Disbursal Following Digital Processing: Just like the hassle-free loan application process, the loan disbursal is also convenient with a direct fund transfer option. Once your loan application gets approved, you will receive the loan amount in your bank account.
Additional Benefits: The lending institution offers additional benefits to its existing customers. Eligible customers of Fullerton India can get pre-approved loans with additional advantages.
These features make the Fullerton India personal loans the best. Apply for a loan via a paperless process with greater transparency.
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